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MindsPay is one of thousands of panels that promise to pay you small amounts of cash for petty tasks such as taking surveys. The equation is simple. You provide them with your opinion or input that they will use for market research so that companies can improve their products or services. In return, you will get tiny crumbs of the profit.

Seems fair enough considering how easy most surveys and other tasks are. And they don’t take long either – 10 to 15 minutes on average.

From a user’s perspective, however, there are other important questions one needs to ask before completing registration. First and foremost, is the panel at hand legitimate?

Read on to learn everything you need to know about MindsPay before you hit that Sign Up button. 

mindspay homepage preview

How Does It Work?

Just like all other GPT sites we’ve ever got a chance to review, this one also allows a single account per person. Getting more than one may get you banned, so don’t even try it.

After the standard signup procedure, MindsPay will require you to set your preferences regarding notifications and emails. From the looks of it, you may get an idea that you’re in for quite a bit of fun and even more earnings.

minds pay email options screen

$50 per product review seems very generous. Getting paid for the so-called Money Mails isn’t bad either! And a $3 bonus just for signing up sounds even better.

Take a look at the first set of surveys I got.

mindspay survey offers page

So, there are surveys worth $0.20 and $0.50. But some will pay $10, which is significantly higher than an average payout per survey on most panels.

Now, there is a caveat when it comes to the cashout threshold. You need to accrue $50 before requesting a payout, at least $25 of which need to be from surveys.

minimum payout rules preview

Scam or Not Scam?

The panel is free to use, which should account for legitimacy. Also, this Facebook page (if it’s authentic) has posts as old as 2013, which means the panel is at least a few years old. Scammy panels usually don’t last long, so this could spell more trustworthiness.

However, there are a few red flags that you should definitely take into account before signing up.

Firstly, some user complaints on Better Business Bureau are worrisome. People claim they were tricked, and the company stays silent. Not a word to fix their problems, reassure them, or show a minimum of accountability. Also, the company isn’t accredited and holds a lousy F rating. All of those facts speak volumes about their negligence at the very least.

mindspay negative review preview

Secondly, it’s impossible to learn a bit more about the company behind this panel. Do they have social media or any other type of presence? Impossible to know without knowing their name. True enough, there’s an address on BBB, but it could be anything.

But there’s more.

Now, take a look at this paragraph from their Terms & Conditions.

minds pay no payment guarantee note

So, they are washing their hands! Even if you were to complain, they’ve got you covered – and not in a good way. They just don’t guarantee anything.

Admittedly, it’s not their fault that most people aren’t used to reading important documents before signing up. Still, taking advantage of people’s common carelessness is ethically problematic, if not downright scammy.

That being said, we have no definite proof that the panel is a scam. So, we’ll keep listing their features, pros, and cons, in case you’re still interested.

Earning Potential

There are a few ways to earn (or save) money on MindsPay:

  • Taking online surveys. It’s a pretty straightforward process. Pick a survey, pass the screener (with a couple demographic questions), and proceed with the survey. From what we’ve seen, surveys are worth anything between $0.20 and $10.
  • Product reviewing. These opportunities seem to be rare, but they are the most lucrative, bringing you up to $50.
  • Reading emails. You will receive the so-called MoneyMail with a button towards the bottom of the email. Click the button and that’s it. This activity should bring you $0.25 per email.
  • Taking advantage of special coupons and discounts available to members only. 
  • Referring friends. Whenever they request a payment, you will get 10% of their earnings. That’s significantly less than with some other GPT panels, but it’s still better than nothing.

Tip #1

There is a weird moment in their FAQ section. Namely, they only recommend taking their surveys via Internet Explorer. If you use any other browser, they won’t guarantee you the payment.

Frankly, this is pretty disappointing. Prior to Windows 10 which introduced the Edge browser, Internet Explorer was Microsoft’s official web browser. And it rightfully earned the nickname “Internet Exploder” by crashing all the time.

In any case, you probably shouldn’t risk trying any other browser. If you are a Windows 10 user, hit “Start” and type it into the search bar. Mac users can follow this instruction to get Explorer.

Tip #2

Offers and free trials may seem appealing and easy enough, but there’s a caveat you need to be aware of. Some of them are free for a time, but will start charging a fee after the free trial period is over.

Also, products for testing are free, but shipping charges may still apply. Another thing to pay extra attention to!

Getting ripped off when all you wanted was to make a few bucks doesn’t sound right. That’s why you should pay extra attention to these offers. 


  • They pay in cash via PayPal, which is a fast, convenient, and secure payment method. Furthermore, there are no fees on MindsPay’s end – which is an advantage over many other survey panels.
  • There’s a $3 signup bonus. Some GPT panels such as Inbox Dollars offer $5 though. With most of them, it’s just a small incentive to prevent you from giving up before you even started.
  • Surveys tend to pay more than the industry average. With anything between $0.20 and $10, it seems like a good deal, especially when you compare that to the maximum of $1, which is common with other panels.
  • Survey taking isn’t the only earning opportunity. It’s not like they should get a medal for it, but it’s still nice to have something to turn to when surveys wear you down.


  • The cashout threshold is extremely high and complicated. And it will probably take a while (if not forever) until you manage to meet $25 worth of surveys and the same amount from reading mail.
  • You can’t get your cash if you only decide to take offers or read emails. This is quite unusual and, honestly, outrageous. They basically coerce you into taking surveys, even if you don’t want to.
  • Even if you meet all of their requirements, you may still remain empty-handed. Some users claim they’ve earned way more than $50, and their support tickets remained without answer.
  • Only US residents can register with this panel. This exclusivity is rather rare. Most other panels I’ve seen will at least accept users from Canada and the UK alongside the US.
  • Users complain of getting tons of emails – way more than they had expected. That’s understandable as most of their offers aren’t actually theirs. However, you still need to take that into account.
  • Their referral program is a bit subpar. I’ve seen panels offering 20% or even 25% of your referees’ earnings. Truth be told, I’ve also seen panels with as little as 5% referral rewards, so MindsPay is not the worst one either in this respect.

Wrapping It Up – Is MindsPay Worth Your Time?

True, their surveys and offers pay well. And yes, they pay in cash via PayPal and not obscure vouchers or gift cards. Also, there is an abundance of offers at any given moment.

In spite of all those pros, I have to discourage you from joining. Or at least urge you to jump ship the second you get any sensitive question or request.

Am I being too harsh, considering the positives?

I don’t think so, and here’s why. Even the best survey sites won’t do more than merely supplement your income with a couple hundred bucks every month. The average ones won’t bring you more than a couple dozen clams.

But the lousy or even fraudulent ones can potentially hurt you, either by milking some money from you, or by selling your info to third parties.

I can’t be sure if this panel is a scam or just a lousy panel, but you don’t wanna feed your time or info to either of those categories. With these things, it’s always better to be safe than sorry!

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